Key Terms & Conditions

Campaign	WinForLife Verify & Win
Campaign Starts	17 September 2026 at 12:00:00
Final Entry Deadline	29 October 2026 at 23:59:59
Final Lucky Draw	30 October 2026
Time Zone	Philippine Time (UTC+8)

Please read these Terms & Conditions carefully before participating in the WinForLife Verify & Win Campaign ("Campaign"). By participating in the Campaign, you confirm that you have read, understood and agreed to these Terms & Conditions together with the applicable WinForLife account, promotional, privacy and responsible gaming terms.

1. Campaign Period

The Campaign begins on 17 September 2026 at 12:00:00 and stops accepting new qualifying entries on 29 October 2026 at 23:59:59.

All qualifying Campaign activities must be successfully completed and recorded by the WinForLife system before the entry deadline.

From 30 October 2026 at 00:00:00, no additional Verify & Win Lucky Draw Tickets will be accepted for the Final Lucky Draw.

The Final Lucky Draw will take place on 30 October 2026. The exact draw or livestream time may be announced separately through official WinForLife channels.

2. Eligibility

To participate, you must:

• have or successfully create an eligible WinForLife account
• meet applicable age and account eligibility requirements
• have an account in good standing
• participate during the Campaign Period
• provide accurate information where required
• successfully complete applicable Campaign requirements and
• comply with these Terms & Conditions.

Accounts that are suspended, closed, self-excluded or otherwise restricted may not be eligible. Campaign participation and benefits are linked to your individual WinForLife account and cannot be transferred to another person.

3. How to Earn Your First Lucky Draw Ticket

To earn your first Verify & Win Lucky Draw Ticket, you must successfully complete both requirements below:

Phone OTP or Email OTP + Minimum ₱200 Successful Deposit = 1 Verify & Win Lucky Draw Ticket

• Contact Verification: Successfully complete either Phone OTP Verification or Email OTP Verification.
• Minimum Deposit: Successfully make a deposit/top-up of at least ₱200.

These two requirements form one combined mandatory verification module. They do not provide two separate tickets.

4. Qualifying Deposit

The minimum qualifying deposit is ₱200. A deposit below ₱200 will not complete the mandatory first verification requirement.

The deposit must be successfully processed and recorded by WinForLife.

• failed transactions
• pending transactions
• cancelled transactions
• reversed transactions
• refunded transactions
• fraudulent transactions or
• transactions subsequently determined to be invalid.

If a qualifying transaction is later reversed or determined to be invalid, the related Campaign benefit or Ticket may be reviewed or cancelled.

5. Your Lucky Draw Ticket

After successfully completing the mandatory verification requirements, you will receive 1 Verify & Win Lucky Draw Ticket.

Each Ticket will have a unique Ticket ID and may be displayed through the My Tickets section of the Campaign.

Each Ticket is linked to the WinForLife account that earned it and cannot be changed, transferred, sold or exchanged.

6. Additional Lucky Draw Tickets

After completing the mandatory first verification module, you may have opportunities to earn additional Verify & Win Lucky Draw Tickets through eligible Campaign activities.

• App Activation / Login
• ID Verification
• Address Verification
• other approved verification activities
• Qualified Referrals and
• other Campaign modules specifically marked as eligible.

Successful completion of an eligible module may provide +1 Verify & Win Lucky Draw Ticket.

Repeating an already completed and rewarded activity will not normally provide another Ticket.

7. Address Verification

Address Verification may qualify as an additional Verify & Win Campaign activity.

Where eligible, successful completion of Address Verification may provide +1 Verify & Win Lucky Draw Ticket.

If you have already completed the applicable Address Verification requirement and received the related Ticket, you will not receive a duplicate Ticket for completing the same requirement again.

8. Qualified Referral

You may earn additional Verify & Win Lucky Draw Tickets by referring eligible new customers. A referral becomes a Qualified Referral only when the referred customer:

• creates a qualifying new WinForLife account
• successfully completes either Phone OTP Verification or Email OTP Verification and
• successfully makes a minimum deposit of ₱200.

Once all applicable requirements have been completed and verified, +1 Verify & Win Lucky Draw Ticket may be issued to the referring customer.

9. Referral Link and QR Code

You may receive a unique referral link, referral code, QR code or other Campaign referral identifier.

The referral must be correctly recorded by the Campaign system. Simply sharing a referral link or receiving a click does not automatically qualify for an additional Ticket.

10. Invalid Referrals

Referral benefits may be reviewed or cancelled where there is evidence of:

• self-referral
• duplicate accounts
• fake accounts
• false identities
• manipulated referral information
• fraudulent transactions
• automated account creation or
• other Campaign abuse.

11. Scratch & Win Unlock

After successfully completing the mandatory first verification module and receiving your first Verify & Win Lucky Draw Ticket, you will also unlock 1 FREE Scratch & Win Chance.

Scratch & Win is an additional Campaign benefit. Your Scratch & Win chance does not replace or remove your Verify & Win Lucky Draw Ticket.

12. Information Required Before Scratching

Before using your Scratch & Win chance, you must first complete the required Scratch & Win Participant Information.

You must successfully submit the requested information before the virtual Scratch Card becomes available.

Complete Mandatory Verification → Earn First Lucky Draw Ticket → Scratch & Win Unlocked → Complete Required Participant Information → Submit Information → Scratch Card Activated → Scratch to Reveal Your Reward

If the required participant information is not completed, the Scratch Card will remain unavailable.

13. Accuracy of Participant Information

Information submitted for Scratch & Win must be accurate, complete and current. Where applicable, the information should correspond with your WinForLife account details.

Incorrect or incomplete information may delay Scratch & Win access, reward processing, verification, Campaign support or reward fulfilment.

False or deliberately misleading information may result in your Campaign participation being placed under review.

14. One Scratch & Win Chance

Each eligible customer receives one (1) Scratch & Win chance unless otherwise expressly stated by WinForLife.

• is linked to your eligible account
• cannot be transferred
• cannot be sold
• cannot be exchanged
• cannot be repeated by refreshing the page and
• cannot normally be reset once used.

If you close the Scratch & Win page before using your available chance, the unused chance may remain available during the Campaign Period.

15. Scratch & Win Reward

Every eligible customer who successfully completes the required information and uses a valid Scratch & Win chance will receive an available Campaign reward.

There is no non-winning outcome in the current Scratch & Win Campaign mechanic.

The specific reward available or awarded will be displayed through the applicable Campaign interface or official promotional materials.

Reward availability may be subject to allocation, stock, availability and applicable Campaign conditions.

16. Scratch & Win Result

Once your Scratch & Win result has been determined and recorded:

• the reward cannot be rerolled
• refreshing the page will not provide another Scratch
• reopening the Campaign will not generate another reward and
• the recorded result will remain associated with your Campaign participation.

17. Digital Reward Flow

Where your Scratch & Win result is a digital reward that does not require physical delivery, Address Verification will not be required solely for delivery purposes.

You may proceed to the applicable Campaign actions, which may include Share Your Win & Earn Extra Credit and/or Go to WinForLife / Start Playing.

Any promotional credit or digital benefit remains subject to the applicable WinForLife promotional rules.

18. Physical or Fulfilment-Based Rewards

Certain Scratch & Win rewards may require delivery, collection, booking, reservation, scheduling or other fulfilment arrangements.

Additional information may therefore be required before the reward can be fulfilled.

19. Physical Reward Claim Flow

Where your reward requires physical or other fulfilment, the Campaign flow may be:

Reward Revealed → Share Your Win Opportunity → Address Verification → Claim Submitted → Pending Fulfilment

The social-sharing opportunity may appear before Address Verification.

20. Address Verification Requirement

Where your reward requires delivery or other fulfilment, you must successfully complete the required Address Verification or contact verification before fulfilment can proceed.

Sharing your Campaign result does not replace the Address Verification requirement.

No successfully verified required delivery/contact information = no fulfilment.

21. Already Verified Address

If you have already successfully completed the applicable Address Verification:

• you may not be required to repeat the same verification
• existing verified information may be recognised where appropriate and
• you will not receive a duplicate Address Verification Ticket.

22. Address Verification Ticket

Where you successfully complete eligible Address Verification and have not previously received the applicable Campaign Ticket, +1 Verify & Win Lucky Draw Ticket may be issued.

To qualify for the Final Lucky Draw, the Ticket must be successfully earned before 29 October 2026 at 23:59:59.

23. Social Sharing Opportunity

After your Scratch & Win reward is revealed, you may be invited to Share Your Win & Earn Extra Credit.

WinForLife may provide a prepared Campaign sharing creative containing WinForLife branding, Campaign branding, your Campaign result, a Campaign call-to-action, referral QR code and applicable referral information.

Sensitive personal information should not be displayed publicly.

24. Additional Sharing Credit

Where offered, customers may receive additional promotional credit by successfully completing the applicable social-sharing requirements.

The Campaign interface or official Campaign communication will explain the applicable sharing activity, the reward available, the evidence required and any additional follow-up requirements.

25. Proof of Sharing

Where automatic platform verification is unavailable, WinForLife may request reasonable evidence such as:

• screenshot
• post link
• social media account reference or
• other acceptable proof.

Clicking the Share button alone does not automatically guarantee the applicable sharing benefit.

26. Sharing Is Optional

Sharing is optional unless expressly stated otherwise.

Choosing not to share will not automatically cancel your valid Scratch & Win reward, your valid Lucky Draw Tickets or your ability to complete an otherwise valid reward claim.

However, you will not receive an additional sharing benefit unless the applicable requirements are successfully completed.

27. Reward Claim Status

The Campaign may display statuses including:

• Participant Information Completed
• Reward Revealed
• Pending Address Verification
• Address Verified
• Claim Submitted
• Under Review
• Pending Fulfilment
• Fulfilment Confirmed or
• Completed.

A reward requiring fulfilment will not be considered completed until the required fulfilment process has been completed.

28. Reward Availability and Substitution

WinForLife intends to provide the reward shown to an eligible participant.

Where an applicable reward becomes unavailable due to legitimate availability, supplier or operational circumstances, WinForLife may provide a reasonably comparable alternative where appropriate.

Material substitutions will be communicated to affected customers where required.

29. Reward Fulfilment

Reward fulfilment may depend on:

• successful participant verification
• accurate Campaign information
• verified delivery/contact details where applicable
• identity verification where reasonably required
• availability
• scheduling
• delivery location and
• other reasonable fulfilment requirements.

30. Final Entry Deadline

All valid Verify & Win Lucky Draw Tickets successfully earned and recorded by 29 October 2026 at 23:59:59 may be included in the Final Lucky Draw.

No additional Tickets will be accepted from 30 October 2026 at 00:00:00 onwards.

31. Final Lucky Draw Date

The Final Verify & Win Lucky Draw will take place on 30 October 2026.

The exact draw or livestream time may be communicated separately through official WinForLife channels.

32. Final Lucky Draw Rewards

The Final Lucky Draw will include Campaign rewards announced through official WinForLife Campaign materials.

The specific rewards, quantities and applicable details may be displayed separately on the Campaign landing page, official Campaign advertisements, official Campaign announcements or the Final Lucky Draw presentation.

These Terms & Conditions do not list individual Final Lucky Draw rewards.

33. Winning Ticket Selection

Each Final Lucky Draw winner will be selected from the pool of valid eligible Verify & Win Ticket IDs.

The selected winning Ticket ID must correspond to an actual valid Campaign Ticket.

34. Live Number Reveal

WinForLife may use an animated number-reveal presentation during the Final Lucky Draw livestream.

The presentation may reveal the selected winning Ticket ID one digit at a time.

The visual animation is used to present the selected valid winning Ticket ID.

35. Streamer / Host Role

A Campaign streamer or host may:

• present the applicable draw
• start the draw presentation
• reveal the winning Ticket ID
• announce the winning Ticket
• present the masked winner and
• continue to the next draw.

The host does not manually choose the winning customer.

36. Winner Display

During the livestream, WinForLife may publicly display the winning Ticket ID, a masked customer identifier, the applicable Campaign reward and winner confirmation.

Sensitive customer information will not be intentionally displayed publicly.

37. Winner Verification

Before fulfilment, a selected Final Lucky Draw winner may be subject to verification. WinForLife may verify:

• Ticket validity
• qualifying Campaign activity
• deposit validity
• referral qualification where applicable
• account status
• duplicate-account indicators and
• suspected fraud or Campaign abuse.

38. Invalid Winning Entry

A winning Ticket may be disqualified where there is a valid documented reason, including:

• fraudulent verification
• invalid or reversed qualifying transaction
• duplicate-account abuse
• manipulated referral activity
• false information
• account ineligibility
• unauthorised technical manipulation or
• serious breach of these Terms.

Where a Ticket is validly disqualified, a replacement draw may be conducted.

39. Multiple Final Draw Wins

Unless WinForLife expressly states otherwise, a Ticket ID that has already won in the Final Lucky Draw may be excluded from subsequent Final Lucky Draw selections.

40. My Tickets

You may be able to view your Campaign Tickets through the My Tickets section.

Information may include Ticket ID, ticket source, date earned, Ticket status and applicable draw information.

41. Ticket Status

Ticket statuses may include:

• Earned
• Queued for Printing
• Printing
• Added to Draw Pool
• Winner
• Under Review or
• another applicable Campaign status.

42. Ticket Ownership

Verify & Win Lucky Draw Tickets:

• belong only to the account that earned them
• cannot be transferred
• cannot be sold
• cannot be exchanged
• cannot be combined with another customer's Tickets and
• have no independent cash value.

43. Ticket Validity

A Ticket remains valid only while the underlying qualifying Campaign activity remains valid.

Tickets associated with fraudulent, duplicated, reversed, manipulated or otherwise invalid Campaign activity may be reviewed or cancelled.

44. Duplicate Campaign Benefits

Refreshing, reopening, changing browser or repeating the same completed action does not create additional entitlement to Campaign benefits.

This includes duplicate Tickets, Scratch & Win chances, Scratch & Win rewards, Address Verification Tickets, referral Tickets or sharing benefits.

45. Technical Issues

Where a genuine technical problem affects Campaign participation, WinForLife may review the relevant system records and correct the Campaign status where appropriate.

Technical errors do not automatically create entitlement to duplicate Campaign benefits.

46. Manual Review

Campaign activity may be placed under review where additional verification is reasonably necessary.

This may include inconsistent account information, unusual verification information, unusual transaction activity, duplicate-account indicators, unusual referral activity or suspected fraudulent behaviour.

Being placed under review does not automatically mean that a customer has violated the Campaign rules.

47. Fraud and Campaign Abuse

WinForLife may investigate activity involving reasonable evidence of:

• duplicate accounts
• false identities
• false Campaign information
• OTP manipulation
• fraudulent transactions
• referral abuse
• automated participation
• technical exploitation
• payment manipulation or
• other Campaign abuse.

Verified abuse may result in Campaign benefits being cancelled or the account being disqualified from the Campaign.

48. Customer Service

Customers may contact official WinForLife Customer Service for assistance regarding Campaign eligibility, verification, deposits, participant information, Scratch & Win, referral activity, social sharing, Address Verification, Lucky Draw Tickets, reward claims and Final Lucky Draw results.

49. Campaign Records

Applicable WinForLife system records may be used to determine verification completion, deposit status, Ticket issuance, participant information submission, referral qualification, Scratch & Win usage, Campaign result, Address Verification, Campaign claim status and Final Lucky Draw results.

Verified errors may be corrected.

50. Privacy

Personal information collected through the Campaign may be used where reasonably necessary for Campaign administration, verification, eligibility, Ticket administration, referral tracking, Scratch & Win administration, fraud prevention, customer support, fulfilment and applicable legal or compliance requirements.

Sensitive personal information should not be publicly displayed through Campaign sharing material or livestreams.

51. Responsible Gaming

Verify & Win is a promotional Campaign. Participation does not guarantee gambling winnings or financial returns.

Customers should participate responsibly and within their means.

The Campaign does not override self-exclusion, responsible gaming restrictions, applicable age restrictions, account restrictions or applicable legal and regulatory requirements.

52. Non-Transferability

Unless expressly approved by WinForLife, Campaign benefits are personal to the eligible customer and cannot be transferred, sold or assigned to another customer.

53. Unclaimed Rewards

Customers may be required to complete applicable verification or claim requirements within a stated period.

If the required information is not provided within the applicable timeframe, an unclaimed reward may be handled according to the Campaign process.

Any applicable claim deadline will be communicated to the affected customer.

54. Taxes, Fees and External Costs

Where fulfilment involves taxes, registration charges, delivery costs, travel expenses, government fees or other external costs, the applicable arrangement will be communicated to the affected customer where relevant.

55. Campaign Changes

WinForLife may reasonably modify, suspend or cancel the Campaign where necessary due to technical issues, security incidents, fraud, operational circumstances, supplier issues, regulatory requirements or circumstances beyond reasonable control.

Material changes affecting existing valid Campaign entitlements should be communicated appropriately.

56. Disqualification

A customer may be disqualified where there is verified evidence of serious Campaign abuse, including fraud, duplicate-account abuse, deliberately false information, invalid qualifying transactions, referral manipulation, unauthorised technical exploitation or another serious breach of these Terms.

57. Final Determination

Campaign eligibility, Ticket issuance, Scratch & Win qualification, reward entitlement and Final Lucky Draw results will be determined according to applicable WinForLife Campaign records, subject to correction of verified errors.

Questions or disputes may be raised through official WinForLife Customer Service channels.

58. Other WinForLife Terms

These Campaign Terms & Conditions supplement applicable WinForLife Account Terms & Conditions, Betting Rules, Promotion Rules, Privacy Policy, Responsible Gaming Policy and other applicable customer policies.

Applicable legal and regulatory requirements take precedence where required.

Quick Campaign Summary

Campaign	WinForLife Verify & Win
Starts	17 September 2026 at 12:00:00
Last Entry	29 October 2026 at 23:59:59
Final Lucky Draw	30 October 2026
First Ticket Requirement	Phone OTP or Email OTP + minimum ₱200 successful deposit
First Ticket	1 Verify & Win Lucky Draw Ticket
Scratch & Win	Complete required participant information before the Scratch Card becomes available.
Scratch & Win Outcome	Every eligible completed Scratch & Win receives a Campaign reward.
Qualified Referral	Referred new customer must complete Phone OTP or Email OTP + minimum ₱200 successful deposit.
Additional Tickets	Eligible additional Campaign modules may provide additional Verify & Win Lucky Draw Tickets.
Final Lucky Draw Rewards	Refer to official WinForLife Campaign materials and announcements.

No specific Scratch & Win or Final Lucky Draw rewards are listed in these Terms & Conditions.